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Tapioca is designed to get you earning yield as quickly as possible. You don’t need a browser extension, a hardware wallet, or any prior DeFi experience — just an email address and some assets on Base. This guide walks you through every step from sign-up to your first active deposit.
Tapioca runs on the Base network. Your assets must be on Base before you can deposit. If they’re on Ethereum mainnet or another chain, complete Step 3 to bridge them first.
1

Create your account

Go to tapioca.money and click Get Started. Enter your email address and confirm the verification code sent to your inbox.Tapioca uses Privy to create an embedded wallet for you automatically. This wallet is a smart account unique to your account — no browser extension to install and no seed phrase to write down.
Your smart account address is displayed in the top-right corner of the app once you’re signed in. You can copy it at any time to receive assets or check your balance on a block explorer.
2

Get your smart account address

After signing in, open the Wallet panel to find your smart account address. This is a standard Base address (starting with 0x) that you can use to receive assets from any exchange or wallet that supports Base.Keep this address handy — you’ll need it in the next step to fund your account.
3

Bridge or transfer assets to Base

If your assets are already on Base, send them directly to your smart account address and skip to Step 4.If your assets are on Ethereum mainnet or another network, bridge them to Base first:
  • From an exchange — Withdraw directly to Base by selecting “Base” as the destination network when withdrawing. Most major exchanges (Coinbase, Kraken, Binance) support Base withdrawals.
  • From another chain — Use the Base Bridge to move ETH from Ethereum mainnet, or a cross-chain bridge such as Stargate or Across for other assets.
Tapioca currently supports deposits in USDC, ETH, and cbETH on Base.
Bridging from Ethereum mainnet typically takes a few minutes for third-party bridges and up to 7 days for the official Base Bridge (standard withdrawal). Using an exchange withdrawal to Base is usually the fastest option.
4

Make your first deposit

Once your assets arrive on Base and appear in your wallet balance, navigate to the Earn page and select a yield strategy.
  1. Choose the asset you want to deposit (USDC, ETH, or cbETH).
  2. Enter the amount you want to deposit.
  3. Click Deposit.
That’s it. You don’t need to approve a token spend or confirm a gas fee. Tapioca covers all transaction costs through ERC-4337 paymasters, so the transaction executes without any additional prompts.
Tapioca is non-custodial — your deposited assets are held in your smart account and managed by on-chain smart contracts, not by Tapioca. Always verify the strategy details before depositing.
5

Watch your yield accrue

After your deposit confirms, your position appears on the Portfolio page. Your balance updates in real time as yield accrues — no manual claims required.You can withdraw your principal and any accrued yield at any time from the Portfolio page. There are no lock-up periods.

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What’s next

How it works

Understand the technology behind your smart account and gasless transactions.

Deposit guide

Detailed instructions for depositing each supported asset.

Session keys

Learn how Tapioca manages scoped permissions on your behalf.

Withdraw anytime

Step-by-step instructions for withdrawing your funds.